Loan kereta rejected

lalalisa

Hi korang . Tolong sape2 ade pengalaman please share .. lembutkan hatiku yg tengah gundah gulana ni..

Aku apply loan kete baru. Tapi banker call minta supporting document sbb loan dah rejected. So skrg aku tgh tggu keputusan rayuan lah pulak. Ade peluang ke tak lulus eh? Bank lain semua tak lepas sebab nye aku ada sebulan tak carum epf. Padahal aku dah siap bagitahu dorang dah yg aku yg req bos tak pyh carum sebulan tu .. kalau nk tengok rekod keje lama dah, epf gaji semua on time..

Risau lah.. ada sesiapa yg pernah jadi tak mcm kes aku ni??

samperit

your credit score ok x?

CiliPadiSedap

bayar je cukai declare lhdn. bayar cukai lg kuat daripada epf

lalalisa

samperit replied at 17-9-2021 10:44 AM
your credit score ok x?

Entah sy tk tanya yg tu.. cuma husb ada loan rumah. Tp rumah tu kami sewakan. Tu yg dpt appeal loan reject tu.. sy attach tenancy agreement & simpanan dalam asb. nak ikutkan kereta lama n moto dh hbs byr. Cuma nak tahu ade chances ke tak untuk lulus rayuan ni? Depo tinggi juga sy letak.

zulka

so dh luluske belum?
skang musim covid, bank memang kena tapis betul2, takut customer tak dpt bayar

lalalisa

zulka replied at 20-9-2021 03:56 PM
so dh luluske belum?
skang musim covid, bank memang kena tapis betul2, takut customer tak dpt bayar

Dah beb alhamdulillah

zuriani2203

lalalisa replied at 27-9-2021 11:30 AM
Dah beb alhamdulillah

lama ke tempoh rayuan tu .. saya pun tgh dlm process rayuan... tp mcm x yakin je lulus..

zulka

lalalisa replied at 27-9-2021 11:30 AM
Dah beb alhamdulillah

alhamdulillah

lalalisa

zuriani2203 replied at 27-9-2021 07:49 PM
lama ke tempoh rayuan tu .. saya pun tgh dlm process rayuan... tp mcm x yakin je lulus..

Seminggu juga sis. Sy mule tak yakin juga . Sehari sebelum lulus tu dealer dh inform tak lepas loan yg appeal tu. Esoknye banker call cakap dh lulus pulak. Hri yg sama bank lain semua approve kan juga loan sy. Huhu so sy pilih yg betul2 tlg sy sungguh2.

airisa

emm .. mcm tak paham kenapa loan tak lulus kalau calculation gaji bersih melebihi monthly loan repayment setelah ditolak semua commitment.

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